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Working Hours

Monday - Friday 09:00AM-17:00PM
Saturday - Sunday CLOSED

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Powering people to a better life

Purchasing Power is an innovative voluntary benefits program that empowers employees to access a diverse range of products from leading brands. Established in 2001 and headquartered in Atlanta, GA, this program allows employees to purchase items immediately and pay for them over time via convenient payroll deductions. This unique model offers sales and marketing executives of top apparel and accessory brands in the USA a valuable channel to reach dedicated professionals who value quality and convenience in their purchasing choices.

Who uses Purchasing Power?

This channel provides our brand partners the opportunity to acquire consumers from virtually all industries, that are not able to purchase their products from any alternative channels. Purchasing Power's value proposition to these brands is unique within the retail industry.

Gender

48% Male | 52% Female

Marital Status

90% Married | 9% Single | 1% Unknown

Median Household Income

$82,000

Career Stages

66% Early Career Under 40 | 22% Mid Career 40-59 | 12% Late Career 60 & Older

Salary

10.4 % <$32K | 44% $32K-$48K | 24.4% $48K-$64K | 10.2% $64K-$80K | 10.9% >$80K

Credit Score

87% <660 | 12% 660-800 | 1% 800+

Industries Served

20+

Retention Rate

96%

How do potential customers enroll?

1. Signing up for free

Employers  and organizations offer the program as a voluntary benefit, and employees can sign up for free at any time.

2. Unlocking spending limit

Account set up process, which requires some personal information.

3. Start Shopping

That’s it! Users get their order upfront, and they pay over time from their paycheck.

How It Works

Purchasing Power is provided through employers, organizations, or offered as a special program for federal civilian employees, retirees, and retired military.

With Purchasing Power, employees have help every step of the way on their path to financial empowerment, unlocking their spending power while ditching the stress that comes with high-interest credit cards and other Buy Now, Pay Later programs.

With Purchasing Power, employees have access to 40,000+ brand-name products, upfront delivery, easy - fixed payments right from their paycheck, and financial health resources.

Download Purchasing Power’s deck to learn more about this channel.
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